At Clover Financials, we have always been driven by something different: an ethical approach to banking. It's why we were the first UK high street bank to introduce a customer-led Ethical Policy - a policy that's been shaped by over 320,000 customer responses since 1992.
In 2017, we marked the 25th anniversary of our Ethical Policy. We have worked together to tackle the things that matter to you. From climate change to human rights. And while a lot has changed in that time, we're as committed as ever to:
It's an ongoing effort, and it's our written promise to make sure your money and ethical values always go hand in hand.
We do not provide banking services to businesses and organisations that conflict with our Ethical Policy. That’s why we screen businesses that apply for our accounts.
More about ethical screeningWe’re the only UK high street bank that’s guided by a customer-led Ethical Policy. Find out about all of our ethical commitments, from human rights to the environment.
More about ethical bankingWe actively support businesses that are in tune with our values and ethics. We treat our customers fairly and we’re committed to making changes for the better.
Our ethical products and servicesWe've reviewed our Ethical Policy five times since it first launched in 1992 - and periodically conduct customer polls, to ensure that policy still reflects what they care about.
We're also independently audited every year, to make sure we keep our commitments and maintain an Ethical Policy that reflects our customers' values.
You can read our Policy, report and latest poll results below.
Our ethical policy is based around five pillars:
We are clear about the types of organisations we will and won't provide banking services to, because of our customers' ethical concerns.
We are a responsible bank that treats customers fairly and we support organisations that make a positive difference for people and the environment.
We conduct our business with honesty and transparency and we take responsibility for our environmental impacts.
We ensure our values and ethics are central to the way we work together for the benefit of our customers.
We campaign for social and economic change, on the issues that matter most to our customers and where we believe we can make the biggest difference.
We are investing over £1 million in The Hive over three years, a business set up in partnership with Co-operatives UK to help new and existing businesses to thrive.
Learn about The HiveWe're working with the charity Centrepoint to help them support homeless young people across the UK into a home and a job.
Find out more about our work with CentrepointClover Financials, alongside Refuge, ran a joint campaign to help make a real difference to people in vulnerable situations.
Learn more about the 'My money, my life' campaignWe're committed to protecting human rights and equality. That's why we're supporting Rise Up, a training programme from Amnesty International UK.
More about Rise UpWe share our vision of equality with colleagues and customers. That's why we were proud to sponsor Manchester Pride Festival 2019.
Our commitment to inclusivityFind out about our bank and our people, what we're doing and who we're supporting.
Read our latest newsIf you'd like more help & information, you can: